Tuesday, 2 August 2011

My Summer (Financial) To Do List and Scary Financial News

At the end of the summer, I am always filled with sadness over things left undone. There are always many. But as I was cleaning up--as we prepare for our last family visit for the summer--I found a list.

RETURN STUFF TO LANDS END
RETURN STUFF TO LL BEAN
TAXES!!!!!!

Yes, I did all those things. Thanks to the American Opportunity Tax Credit, which covers college textbooks, we got a hefty refund, all of which is going to our next summer's travel. Returning unsatisfactory items to LE and LLB is being a conscientious consumer, something my Frugal Dad would have been proud of.

The scary financial news coming every day is reminding me of the dreaded year 2008. Honestly, all I can do is focus on my little frugal ways.

Are you scared by the news these days? How's your To do list?

Monday, 1 August 2011

Oh No! Goodwill is Moving!

No sooner do I return from my long vacation in France and my short vacation in Massachusetts than I learn the news: Goodwill is moving! To the building formerly occupied by Circuit City. It will no longer be one mile from my house (with Big Lots, a grocery store, Dollar Tree, and Walgreens), but about five miles away, near (UGH) Walmart. Just far enough not to go very often. Bliss must come from elsewhere, I guess.

To add insult to injury: I stopped in to scope things out and the selections were atrocious. It turns out that they are picking out all the best stuff for the new store, slated to open in September.

Karmically, this is a good thing. I have plenty to wear. I don't need anything except a bathroom remodel. So the net result will be less clutter: a good thing.

P.S. Sorry for the lack of response to your comments, people. I was using a tiny keyboard, which was a miserable experience. Many thanks for the comments!

Saturday, 30 July 2011

Give Away: College Cooking Crash Course ebook

Do you know a clueless student who would like the little ebook Frugal Son and I put together last summer? Or would you like one for yourself? You don't need to be a college student to benefit from our 20 ingredient/2 weeks of meals/cheap/easy/low mess system. Oh yeah: no stove. But it's good even if you have a stove. You do need a rice cooker for some of the recipes.

Anyway, I will give away one copy on each blog: see College Cooking Crash Course.

Entry is easy: just leave a comment below. You can double your chances of winning if you leave a comment on both blogs. I'd love it if you'd tell all your friends, but that is not required. The winner will be chosen on Friday.

If you don't win this time, don't despair. I'll be doing this now and again.

Friday, 29 July 2011

A Simple Meal in France

A few days ago, I wrote about an elegant meal to which we were invited while we were in France. We also received an invitation to stay with Claire and Gerard in Brittany. It was a wonderful visit where we were once again treated to incredible hospitality.

While our first hosts, Francoise and Herve, were somewhat bourgeois, our second hosts exuded a more countercultural vibe. When we arrived, we met the hosts, their daughter, and her two children. Then it turned out that their son, his girlfriend, and two more people were set to arrive, making 11 people; 9 of us slept upstairs.

Claire was unfazed by all this. We arrived back from a day of exploring to find dinner already in process. We are having ratatouille, said Claire. In French, of course. I realized that the huge vat of ratatouille--which consisted of zucchini, onion, and tomato--no eggplant or peppers--had been made from the giant zucchini we saw Gerard cut from the plant earlier that morning. With that we had basmati rice. Bread, of course.

This was followed by some goat cheese from the area where Claire's mother lives.

For dessert we had small bowls of ice cream festooned with a half a peach and a dollop of home-made jam. It seems everyone makes jam in France.

This meal was extremely easy to produce and also quite inexpensive, proving that labor and expense are not necessary for wonderful dining and interesting conversation.

Unfortunately, my French was in a decline (though I did try), so I relaxed by talking to the grandchildren, who thought my French was just fine. The grumpy friend of our hosts' son who was silent for virtually the entire time surprised us by uttering a sentence in excellent English.

Mr FS was explaining that he first learned French when his father had a Fulbright in Paris in 1968. His family witnessed the famous student strike that spring--and lots of other strikes as well. When Mr. FS paused for a bit, Grumpy Friend said "Did you smoke weed in 1968?" That was the only sentence she said in our presence.

Thursday, 28 July 2011

Julia Child was Frugal

In the waning days of my summer break, I'm reading As Always, Julia, a selection of letters between the great Julia Child and the also great Avis DeVoto, who was instrumental in the publication of Mastering the Art of French Cooking.

If you saw the film Julie and Julia--I fastforwarded through Julie and only saw Julia--you might recall a rather scandalous comment Julia made about a quenelle (I think it was). That comment was supposedly drawn from her letters to Avis DeVoto (who is represented in the film); however, it may not be included in the book.

I am always searching for Frugal Sisters, so I was delighted to discover that Julia, from an affluent Pasadena family, who brought to her marriage income from a trust fund, shares my sense of frugality. Note: I don't have a trust fund.

Here she is trying to talk Avis into accepting a plane ticket for a visit to Julia and Paul in Europe. I think Avis was widowed by this time.

Our finances are in a particularly lush state this year. We live on Paul's salary, and anything from my income is used for pure squandering. We have set aside a more than comfortable lump for our home leave next year, and for a new car . . . and the rest is gravy. The point of money, we think, after you have taken care of the minimum living essentials, is to spend it. We always live on a strict budget, and pile up as much as we can for squanderings. Please think it over and say yes . . What fun!

Aren't we lucky to have enough for the minimum and to have enough to save for a future squandering? And isn't Julia's generosity just incredible?

Naturally, my next squandering will be another trip to Europe. What is yours?

Wednesday, 27 July 2011

Gifts for the College Bound: NO to extra-long sheets and quarters

Everywhere you look in the blogosphere, you see lengthy lists for the college bound: lamps, garbage cans, fans, fridges, even ironing boards! When we brought our scholars to college, we would see huge SUVs unloading masses of stuff--including cases of bottled water. Almost every scholar brought a dorm fridge and microwave--even though the dorms at my daughter's school had fridges and microwaves in EACH ROOM. So the tiny rooms were outfitted with 3 fridges and 3 microwaves. UGH.

Miss Em always brings too much; still she is restrained compared to most others.

Anyway, a cornerstone of frugality is WAITING. You can buy stuff at the college town, if necessary. And I am here to say NO to two commonly suggested necessities.

--Extra-long twin sheets. If you can get a good deal on these, go right ahead. I am kind of picky about sheets and only buy combed cotton. I found some combed cotton stretchy sheets at Ross for my dear child. What the scholar REALLY needs is a FOAM or FEATHER MATTRESS PAD. Dorm mattresses are thin. Once you put the pad on, you will discover that you can put your regular twin sheets ON THE MATTRESS PAD. Unless your kid is on the basketball team, a regular twin mattress pad will suffice and then you can use your regular twin sheets.

--Quarters for laundry. A lot of kids will NEVER do the laundry. And before you start saving quarters, find out if the machines even take them. At some schools, students have plastic cards that are loaded with cash. These can be used at vending machines, laundry rooms, coffee shops, and so on.

One expense from which there is no escape is textbooks. UGH. A gift card from the college bookstore or even good old Amazon would be much appreciated, I am sure.

Tuesday, 26 July 2011

Frugal in France: Return Trip

It's always good to leave a bit undone, so you have a reason to go back. Aside from the more than fifty chateaux in the Loire valley that remain unseen by us, we need to make a few purchases of items both consumable and not.

1. It turns out that French macarons are, indeed, divine. Thanks to Duchesse for spelling correction, and also to Marcela and Deja Pseu for endorsements. Really, I only had a few days in Paris and I didn't want to contend with the lines at the most famous spot. All the bakeries have them, including those out in the boonies, so I really have no excuse.

2. There are two cheeses that we didn't get to try (one was confiscated as we left France). Bon appetit to someone, I hope.

3. OOPS! Forgot to go back to Petit Bateau for a few tees.

4. Mr. FS wanted to cook some mussels, but we just ran out of time.

5. We forgot to buy the buckwheat flour for the galettes we learned how to make.

6. Gotta eat more fromage blanc.