Baking Sweet Potatoes and Peppers to Keep Warm

I am sure our hardwired frugal efforts will elicit either chuckles or exasperated eye rolls. After all, Mr FS and I are getting close to normal retirement age and we retained our jobs while witnessing the elimination of a few programs. We have not gotten raises in many years, but still, we are more than OK.

So tell me, why did I balk this morning when Mr FS--usually the more stoical member of our household--suggested we turn up the heat? It is warmer outside than inside. We could not simply open windows, because it is very humid out there.

Mr FS and I were wearing our normal chilly house garb: regular clothes topped off with--for me--a fleece jacket and--for Mr FS--a down vest. Isn't this what everyone wears indoors?

Finally, I hit upon a solution: baking the cheap sweet potatoes and reduced for quick sale bell peppers we had. I can't even figure out how many levels of frugality this is. We didn't turn on the heat. Turning on the oven heated the house, WHILE cooking--and thereby prolonging the lifespan of--cheap for Thanksgiving sweet potatoes and a lovely melange of orange and red bell peppers reduced to around 30 cents a piece.

Why do I even think about such things? I COULD be reading Proust. Actually, I AM reading Proust, having finally, after many failed efforts, made it to the middle of the third volume. However, I can only read a few pages a day, before mental fatigue sets in. But frugality--either hardwired or habitual--produces no such fatigue for me.

Also, I am reminded of Amy D. of Tightwad fame. She considered the question of whether one can be too frugal. As she considered her darned sock--even though she could darn well buy a new sock--she realized that the darned sock made her happy. She opined that asking whether one could be too frugal was akin to asking whether one could be too happy.

How's this for an incongruous duo?

Frugal Travel Accessory: Prescription Bottles!

We're helping Miss Em get ready for her year-long stay in Serbia. More to the point: we are watching Miss Em, world's most organized and least procrastinating person, put the final touches on her packing. Mr FS contributes a family tip for travel. It's the ultimate in frugality, since it's FREE.

Do not throw out those orange plastic prescription bottles. They make great travel companions. The tops are secure. Obviously, you can take your vitamins in them. But Mr. FS realized a while back that you could take greasy stuff in them, such as my beloved petroleum jelly, great for lip balm and general dry skin relief.

A few years ago, we refined the idea. Mr FS packed instant coffee in one. That way, we could have our caffeine fix on the road. (We carried a small empty water bottle to effect the alchemical process).

Now Miss Em is taking the idea a step further, with PEANUT BUTTER!

It's so nice when you are en route or in a new place to have a little something to pick you up, especially when you are unsure of the currency or the language. Poor Frugal Son arrived in his new home in France with a growling tummy and a single granola bar: all the stores were closed on Saturday night and would remain closed on Sunday. Who wants to explore in a state of exhaustion and/or hunger? Coffee and peanut butter: what could be better?

My Broken Door Handle Saves me $8 a Day!

In our graduate student years of poverty, Mr FS and I would look longingly at some of our friends who were married to people gainfully employed: we would sigh, "I can't wait till we're in the middle class." And even many years later, we still can't believe our good fortune: here we are, in the middle class.

At the moment, we have a sub-middle-class car situation. Frugal Son--who is trying urban life sans car--borrowed our "new" (10 year old) car for a trip. We were left with our older car: a sturdy Toyota Camry circa 1998. We love it!

A few months ago, Mr FS opened the door on the driver's side and the plastic handle broke. With some duct tape, he managed to fix it. A few weeks ago, I opened the door on the passenger side and broke that handle. Sadly, Mr FS cannot fix it. We will probably get a new handle, but we have been busy.

We did wonder: was this a sign from the universe that we should get another car? I told Mr FS that many frugal types (our role models) believe in saving $250 per month in a car fund. That way, when you need a car, you have the money. We have managed to save for our next car. But--as in “O God, make me good, but not yet” (is that really from Evelyn Waugh?)--we are thinking "We are grateful that we have saved for another car, but we don't want to buy one yet."

I figured that each day we hold on to the old Camry, we are saving about $8.00. And how often does anyone sit on the passenger side? At most, twice a day, during our commute, which is only two days a week. Therefore, we are saving about $8.00, every day we hold on to this car. Think of how much money one would need to generate that kind of interest payment--especially in this day of ridiculously low interest rates!

Every time Mr FS and I go somewhere together--which necessitates opening the door with a screw driver--we say "Yes! We are in the middle class." We said it today in the parking lot at Whole Foods (Miss Em wanted to try the $2.99 wine), where we had by far the worst car, not even counting the door handle.

Do you ever put off a major purchase even when you've saved enough?

Can You Get Rich With Burritos?

Even though I read lots of blogs dealing with (supposedly) frivolous topics, I am at heart a frugal girl. Married--thank heavens--to a frugal guy. And the parent of--even more thank heavens--two frugal offspring.

As a frugal girl, I crave contact with other frugal types. Sadly, with the exception of my colleague Merton, I have no one to discuss such topics as "What is the best stock-up deal at Piggly Wiggly this week?" Yes, even though I am a teacher of literature and love to show my students how certain words reverberate through Hamlet, I find such discussions compelling.

Needless to say, the blogosphere was a godsend to frugal girl in search of frugal friends. Sadly, most of the frugality blogs seemed to devolve into "Make more money blogs" stuffed with ads for payday loans. Then I discovered Mr Money Mustache. Get it?

A lot of people must be in search of frugal friends, because his posts get 100 comments! He's a guy who saved 3/4 of his engineer's salary for about 10 years and retired. Not to sit around, but to do other stuff. And yes, he has a family. While I don't aspire to early retirement (in fact, MR FS and I are at the age OF retirement), I believe in frugality as a general principle. So I've been blissing out reading through his posts. Ahhhhhhhhh.

One of his themes is "Get rich with." Get rich with the library. Get rich with your bicycle. These are not new ideas. Even the great Amy D of Tightwad fame admitted there was nothing new under the frugal sun. But how much more compelling to say "Get rich with" rather than "Save money with."

I have some new frugal apprentices this year: Miss Em's friends Mr C and his roommate C. They are Americorps volunteers. Mr FS and I send Miss Em off with 100 frozen homemade bean and cheese burritos each semester. We learned last year that Mr C was eating a lot of them.

Guess what? Mr C is a very smart fellow, having achieved knockout scores on his SATs and--we hope--on the MCAT. He learned how to make burritos himself. Then C started eating them. Now they make burritos together.

Can you get rich with burritos? They cost around 30 cents a piece. If you eat two or three for dinner a few times a week instead of the usual more costly options, well...you do the math. I may ask Mr C to work it out: he majored in Economics.

Why Aren't You Frugal Anymore?

So asked two of my students who found my not-so-secret blog. The post where I discussed my luxe-on-a-budget lunch at Restaurant August.

First, I should point out that my being LESS frugal than I am normally would be EXTREME frugality for others--not quite in the Amy D. of Tightwad Gazette category, but pretty darn close.

What I said to my inquiring students was this: I had three major financial goals, and I've reached two of them. Goal one was HOUSE. Goal two was COLLEGE for kids. Goal three is retirement, a scary proposition, but the only one left.

Once I realized that, we decided to live it up a little more. Just a little.

Have you reached any of your financial goals?