I just discovered that Chase Freedom Card occasionally lets you swap points earned for discounted gift cards. Some come with a 10% discount, others with 20%.
As it happens, I have a bunch of points which I planned to swap for good old cash. I feel rather pressured by gift cards. 20% is a lot, though, especially if (and only if) you were going to buy an item anyway. Here is the info.
I have almost enough points to get something I want from Pier1: a rattan stand in which I want to put fruit and veggies. Lands End also has a 20% discount and I JUST spent about $40.00 there for some luggage. You can also use Lands End gift cards at Sears, if you want to get a washer there.
I don't know how often Chase offers things like that. I mostly use a Cash Back AmEx. But I spend a few hundred dollars a year at Lands End, so waiting for those discounted gift cards may be the better deal.
Or is it too much trouble to even think about? What would you do?
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