Tuesday, 31 January 2012

Frugal Son Changes Francs to Euros

Ummmmm. Did I mention that I was in California, with very limited internet access? Luckily, I have another missive from Frugal Son. We did the same thing when we were in France last summer.

Monday January 16, 2012: Bref. Je suis allé à la Banque de France.
Today I did what Mama and Papa have been nagging me to do for months and finally went to the Banque de France to exchange the 100 franc note for euros. In addition to Mama and Papa’s constant reminders, there were a few other factors that were the ultimate impetus for my trip. For one, the euro had recently “celebrated” its 10th anniversary—although celebrated seems a little strong for the somber mood that surrounds the euro these days—and France was entering the waning weeks in which franc notes would be able to be turned into euro. Coins had already long passed this point, becoming valueless in 2005, but bills are still exchangeable until February 17. In addition to the limited time left to exchange, there was also the problem of my very limited funds following my Winter Vacation extravaganza in Germany and the Alps, which meant that the 15.24€ that the 100 francs would get me was suddenly a very enticing sum that would actually have a tangible effect on my day-to-day financial situation. I don’t work on Mondays, so in the morning I was free to go to the bank. I ended up getting a late start, so I had to walk briskly to get to the bank before they closed for lunch at 12.15. Fortunately, the bank was just about an eight-minute walk straight up the road that runs in front of the lycée, and though I had passed it many times on my way to the market, I managed to “get lost” (in reality it was just further up the road than I remembered) and had to ask directions from a postal employee. The building is surrounded by a tall metal fence, which also has panels to prevent you from even seeing in. The only public entrance was a little door in the fence where I had to push a button and then wait for someone to talk to me on the intercom. After a long wait (I even contemplated pushing the button again, but decided not to for fear of seeming suspicious or something) someone finally came on and asked me what I was there for and if I had identification; once I responded the door slowly swung open. Next, I had to press another button to get through the door into a little entrance room, where I was confronted by yet more doors! I again had to press a button and wait for permission to go through this door, which lead me into a tiny little air-lock type room with a machine for scanning IDs. I had to place my passport against a little scanner and then wait for approval before pushing the button and waiting for the next door to open. Finally I was in the actual bank, which was totally empty. I went to a guichet that was specially assigned for people exchanging francs and, after ringing the bell, briefly waited for the employee to show up. He took the francs, my passport, asked me about my address in Le Mans before handing me a full-page receipt to sign and handing over the euro bills. I left—once again going through all the doors—happy to have a bit of extra money to pay for some “exceptional” expenses, most notably a hair cut!

Wednesday, 25 January 2012

Shoe Shopping in France with Frugal Son

He has a tiny budget and needs some new shoes. He's trying to shop French-style: more quality, less quantity. So far, he's just window shopped.

Wednesday January 18, 2012: Bref. J’ai fait du leche-vitrine.

Although in the US I normally detest shopping, I feel like in France it is a lot different. For one, most shopping in the US seems to involve going to some gargantuan mall and spending all day flitting from shop to faceless shop, invariably one of the many chains that is exactly the same and found all over the country. Plus, shopping in the US is about buying a LOT. In France, while there are of course the grands surfaces that are more or less like malls in the US, shopping seems to more focused on small businesses that specialize in a few things. Inevitably this makes the goods more expensive, but that leads me to the next reason that I find shopping in France bearable and even enjoyable. In France, buying stuff is more about finding a few high quality items that you are going to keep for a long time and wear over and over, instead of getting twenty junky items that you are going to chuck out next year so you can repeat the whole cycle. Of course there are the H&Ms and other chains where price and quantity trump quality, but I think that French people and French sensibilities still place a lot of value on having a few great, albeit cher, items bought with care and intended to last.

Today after school I decided to go walk downtown and do a little window shopping, or leche-vitrine, which literally means “window licking”. I have been ogling some desert boots à la Clarks for some time, so today I decided to finally go try some on. The walk from my school to Place de la Republique follows Rue Nationale, which is a very commercial street with tons of different stores for everything from clothing to honey (yes, there is a store that only sells honey and honey products) to kitchen supplies. On the way to Republique I decided to stop in a yarn shop to look at what they had for my new obsession—knitting (more on that in a later letter)—since I had just run out of my first ball of yarn. This leads me to another thing that I love about shopping in the little stores, which is that it is a very personal experience. The store was tiny—just a narrow room with floor to ceiling shelves stocked with all kinds and colors of yarn—and the only person in the store was the owner. We talked about yarn, and he told me about the various products he sold, and even though I didn’t buy anything I think he was happy just to talk to me about beginning knitting and, consequently, I am now much more likely to go back there to buy my yarn. He had tons of cool stuff (the store only sells one brand of yarn, Bergere de France, but running the gamut from 100% synthetic to 100% cashmere to alpaca / wool blends) and I can’t wait until I’m good enough to start using some of it.

After leaving the yarn store I kept walking down Rue Nationale, which turns into Rue Minimes just before joining Place de la Republique. Rue Minimes is really the street to do shopping in Le Mans; it’s where all the big stores are (H&M, Galleries Lafayette, Eram, etc) but it’s also where the fancier independent stores are. I first went into a little shoe store called Heyraud (might actually be part of a chain, I’m not sure) because that’s the only store I know of in Le Mans that has actual Clarks Desert Boots. I didn’t try them on because I didn’t have the nerve (the store was very empty and I felt out of place), but I did feel them and look at them to see how they felt in terms of quality since, at 119€, they are the most expensive of my options. After, I went across the street to Eram and went and looked at some of their Eram brand desert boots. I actually tried them on (they looked good!) but I’m not sure if the quality is as good, although at 59€ they are half the price of the Clarks. After Eram I went to Galleries Lafayette, and there I looked at, but didn’t try on, the Hush Puppies desert boots (89€, but I think that’s pre 30% discount) and the Lafayette brand desert boots (79€, but again, I think that’s before a 30% discount).

Of course, me being me, I’m incapable of making a decision for myself, so I’m going to wait until MK or someone can come with me to help me make a decision. All of the shoes look good, but I want a second opinion to back up my ideas on the quality. Right now I’m kind of leaning towards the Hush Puppies, but I’m still thinking pretty strongly of getting the Clarks. I figure if they are as good quality and last as long as these Johnston and Murphy’s loafers I have now then they are well worth the price. I also went upstairs to look at sport coats / jackets; unfortunately the only one I found that I liked cost…435€. After Lafayette I popped briefly into H&M just because I know they have some fitted khaki denim type pants that are stylish and that I like. While I was there I ran into Laine, Bernie, and Diptesh (all three are fellow assistants) so I hung out with them while they finished their shopping and then headed home. One day I’ll buy something stylish to complete my makeover!

Tuesday, 24 January 2012

A Question to Be Asked: Gifts and Thrifts

Oh, I have been a slacker of late, at least in the blogworld. In real life, I have gotten started with the semester. Today, though, I found myself in a thrift store. Why?

As Sir John Falstaff, a much-loved Shakespearean slacker, says to Prince Hal, a faux-slacker who will become King Henry V; "A question to be asked." Why, if I am in need of decluttering, am I subjecting myself to temptation, in the name of relaxation and saving money?

This has been a constant question to be asked. Such questions become more urgent around New Year's Day, not to mention my birthday of a few days ago. On my birthday, I received a beautiful gift; it lifts my heart every time I look at it.

Since this object is so beautiful, I decided to share some of my overabundance with others and so brought a big bag of very nice excess stuff to the thrift. That was good, but then, of course, I had to take a tiny peek. If I buy one item per week (which would be easy enough), I would amass 50 items per year. My beautiful gift would be buried in clutter!

So my last (for the moment) rude question: about how many new clothing items enter your space each year? I need a sense of what normal people do.

A question to be asked.

Thursday, 19 January 2012

Intentional Spending

How I love seeing examples of this. Two very different instances from the blogworld. The first, from a blog I'd never read till I followed a link on Une Femme details the purchase of a pair of longed-for Hermes boots: yes, here we have a blogger who is twins with Carla Bruni.

Then from a blogger I've been reading for a while: iamtheworkingpoor. She has had many challenges this year, but managed to pay off her debt, help out her family, and find--when she wasn't exactly looking, the RV of her dreams.

I am, at the moment, trying to decide on my next savings goal. Mr FS got himself a new laptop (a Mac!); I am still searching for the object of my desire.

What are you saving up for?

Wednesday, 18 January 2012

Paying the Price

It's easy enough to think frugality and cheapness are the same thing, that we should strive for the lowest cost. I do it myself sometimes. Sometimes, I have to resist the lure of the low price.

It is not worth it to drive to even a nearby grocery store to buy apples that are 20 cents less a pound than usual.

I have been engaged in grocery resistance for a while now. As of this year, I am trying to get to the next step and here are my first projects.

1. Beauty in my Surroundings. Susan Heller, my mother's decorating pal, suggested a fabric for my living room. Two, actually. I already bought one. It was easy because I found it on sale somewhere or other and the site had free shipping. There it sits, 4 yards on the bolt. The other one is more difficult. It is almost $40.00 a yard and all polyester. Yuck. The pictures do not show how good these fabrics look together and how the blue matches my newly painted walls AND picks up a tiny spot of blue in my grandparents' old rug.

Of course, I could go to a fabric store and look. Last time I did that, it took about two hours (of driving and looking) and none of the swatches ended up working. I was also depressed and covered with a film of sweat! Stress does that to me. The total savings would be at most $40, since I need two yards for a few pillows.

So I should JUST DO IT. Then, of course, I have to have the pillows made, since I can't do even the most elementary sewing.

2. Satisfying Miss Em's Material Desires. And she has many, being 20 years old. She is not as dementedly frugal as I can be, but she has some moments. I got a glimpse of myself (the dark side of frugality) when I witnessed Miss Em trying to get some make-up at Ulta: it was BUY 2, GET 1 FREE and she had a $3 coupon. She went crazy! That is because there were only two of the face powders she wanted. Finally--partly because I find make-up stores rather boring and poor Mr FS was waiting in the car--I said: JUST BUY ONE. She did, with gratitude.

The other thing Miss Em wants is camisoles from Banana Republic. They are $25! So, while I was having my nervous breakdown, she sweetly asked if she could use the $15 birthday coupon they send me every January. Sure. Sometimes it's not worth the time to find a SINGLE item you want on sale.

Of course, once you relax in the demented frugality department, you receive karmic rewards. I was getting something at a drugstore, when I saw some face powders marked down to 75 cents. They were a Paula Begoun recommended brand, so I got three for Miss Em. Now she won't need face powder for at least a year.

Then, when I was creating the link to the overpriced Banana cami, I saw that they were having a 30% off sale. Better than nothing. I think I will get Miss Em 3 or 4 (4 will get free shipping too), so we will not have to think about that for a year.

OK karmic forces: where's the fabric?

Seriously, for what kind of things do you "pay the price" because seeking out a bargain will cost too much in time or end in failure anyway?

See Funny About Money's related post on having a hated tree cut down.

Tuesday, 17 January 2012

How to Gauge Cashmere Quality

Just in case you missed the little article in the Wall Street Journal.

This confirmed everything I THOUGHT, but now I have some evidence for my assumptions. In honor of the article, I wore the cashmere V-neck my mother bought at Harrods in London about 30 years ago. It was 100 pounds when the pound was par with the U.S. dollar (an event never repeated, at a time when I was too poor to go anywhere). Thick, made in Scotland. My parents were ecstatic at the price and my father was thrilled to be interviewed on the subject of how far American dollars were going in England. He was very loquacious and so was sad that his lengthy analysis was reduced to 1 second of radio time: "A cashmere sweater for $100!!"

By some weird harmonic convergence, I bought an old Hermes cashmere sweater at Goodwill (when what I want is a SCARF! Hear that, Thrift Store gods!!!???). It is the thickest cashmere I ever felt. I can hardly imagine wearing it indoors. I need to find this to test out my new cashmere knowledge, but I think Miss Em spirited it away.

The best place to feel nice cashmere is in vintage shops. No comparison with most of what you find today. Many bloggers feel that Lands End offers the best price/value ratio for cashmere nowadays. I tend to agree. Some of the cashmere at thrifts is so poor quality (and the bad stuff gets worse with age) that I won't even spend $3.00 on a sweater.

I guess if you want to test the best of the best with your hand, you could check out Hermes. I would be too intimidated myself.

Monday, 16 January 2012

Lessons on Quality in Clothing: Fabric and Construction Details

A couple of readers have asked me how one recognizes quality in clothing--both in the retail and secondhand markets. As a total non-sewer, I have to say I have learned a lot from books.

I've written about this book before. I first encountered it courtesy of a friend with whom I was planning to compile a guide to secondhand shopping in New Orleans. Well, the friendship ended as did the idea, hatched in those halcyon pre-Katrina days.

Why is a book on secondhand shopping still in print after 12 years? Because most of the book is on how to recognize quality: in fabric and in construction. It is really good: even buttonholes and button orientation are things to inspect.

Confession: When I was in graduate school and my TAship ran out, I discovered that I was very good at finding vintage clothes. So I did. And consigned them at the Eye of Osiris, the epicenter of the Bloomington vintage world. In another life, I must have been a seamstress or weaver, because I am very good at discerning nice fabric. In fact, I run my hands across the racks at thrift stores. I can always recognize fellow fabric people, because they--like me--look with their hands.

This is definitely a skill you can acquire, simply by going to stores and touching the merch (clean hands, please!). You could follow the path of Terri, at Rags Against the Machine, who will be scoping out shops from low-end to high-end in the coming year.

Try to get a hold of that book. It is fascinating reading.

Do you have any recommendations on how to learn to discern quality?